How AI is changing personal finance is one of the most relevant topics for Americans in 2025, as artificial intelligence rapidly transforms how individuals manage money, save, invest, and even plan for retirement. Once considered futuristic, AI-powered financial tools are now commonplace in banking apps, robo-advisors, and budgeting platforms. But while the potential benefits are…
Crypto in 2025 is at a critical crossroads, with investors, regulators, and the public debating whether the digital asset class is fading into irrelevance or poised for a major resurgence. After years of extreme volatility, scandals, and regulatory crackdowns, many retail investors abandoned crypto altogether. Yet, new developments in blockchain technology, global interest in decentralized…
The rise of digital banks is changing how Americans manage their finances, especially in 2025 as technology continues to disrupt traditional banking. These online-only institutions, also known as neobanks, have gained popularity for their low fees, user-friendly apps, and streamlined customer experience. As physical branches close and mobile banking becomes the norm, many consumers are…
How inflation in 2025 is impacting everyday Americans is a question that reveals the ongoing financial strain felt across the country. Although the pace of inflation has slowed since its historic highs in 2022, its effects are far from over. With the annual inflation rate hovering just above 2% as of mid-2025, many households are…
What the Fed’s latest move means for your wallet depends on how interest rates influence everything from your credit card debt to your savings account. In May 2025, the Federal Reserve chose to hold its benchmark interest rate steady, maintaining its stance as it evaluates progress on inflation and economic stability. While this decision may…
